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This website is provided by ING Investment Management Limited (INGIM) ABN 23 003 731 959 AFS Licence 233793 and is for the information of persons in Australia only who are existing or potential clients of INGIM - please note the information in the site is not suitable for the general investing public (such investors should instead refer to ING's website at www.ing.com.au for further information). Only general information is provided, and allowance has not been made for any individual circumstances. A professional adviser should be consulted prior to making any investment decision. INGIM believes the material on this site to be correct, but INGIM and its related companies shall not be liable for loss incurred as a result of errors or incorrect information (subject to rights which may nevertheless be available at law, such as under the Trade Practices Act). Copyright in the site vests in INGIM and/or its related companies (as do trademark rights) and without written permission you are not entitled to distribute or deal with the content other than for your own reference or general information. Where particular products are referred to, it is important to read the applicable product disclosure material (such as product disclosure statements or information memorandums) carefully. The return of capital is not guaranteed unless stated otherwise, and past performance figures are not necessarily indicative of future returns.